Loan Policy - Legacy TitleA loan title insurance policy protects the lender in the event ownership and/or rights to a property are challenged. The lender has a direct interest in the property and therefore requires that their interest be protected.

You, as the borrower pay for this protection which is why it is always the choice of the buyer or current owner, in the event of a refinance, which title company or agent they would like to use. The loan title insurance policy is produced after the closing insuring that all matters affecting title have been properly disposed.

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