TILA-RESPA Integrated Disclosure (TRID): What You Need to Know

As of October 1st, 2015, there are major changes to the mortgage process. Known as TILA-RESPA Integrated Disclosure, TRID, or “Know Before You Owe,” the new rules have restructured the closing process in an effort to make mortgages more transparent and easier to understand for consumers. Part of TRID involves replacing a variety of older […]

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Not So Common Resolutions

Another year is ending, and as usual, some of us are evaluating our circumstances and considering how to improve them. Almost everyone has thought of — or committed to — some big goals, like getting in shape, making more money and being more organized. But rather than stress over the big things, how about considering […]

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New Thoughts on Classic Holiday Movies

We all have holiday traditions, many of which involve settling in to watch our favorite movies, some that have been around for half a century. As someone recently posted on Facebook: “I know it’s Christmas time when I’ve seen Hans Gruber fall from the Nakatomi building.”   With that in mind, here are a few […]

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Legacy Title Turns 5

At this time of the year, many businesses take a few moments to reflect on the past and plan the future. Legacy Title Services, LLC is celebrating 5 years this week and as we look back on our experience we are thankful for not only the business transactions, but the relationships that we have forged […]

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Helpful Hints for a Happy Holiday!

When asked how she plans to survive the 18 guests to her home for the family holiday, the hostess (who is a wife, mother, daughter, granddaughter, sister or in-law of the guests) replied, “I plan on preparing the turkey with Xanax-laced stuffing – that way we can all relax.” Now we can’t condone her approach, […]

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3 things buyers want that might not be obvious

Do you know what a modern homebuyer is looking for in their home? The answer might surprise you. In addition to things like number of bedrooms, updated kitchen & bath fixtures, and pool or no pool, here are a few things that buyers of all ages are looking for: 1. Next-level high-speed Internet 2. A […]

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5 Reasons Your Business Should Support a Cause

People do business with companies that the know, like and trust.  A sure fire way to become trustworthy and likeable is to get involved in a local cause and do some good in the community around you.  In researching the causes of focus in November, we came across this great article on Kabbage.com encouraging business […]

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Going Pink for October?

From the beginning, the pink ribbon connoting breast cancer awareness has been embroiled in controversy. Today, some members of the movement wear it proudly, giving thanks for both the symbol and its attendant charity-dollar largesse. Others hate it with a passion. But to much of the media and the world at large, the ribbon is […]

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Join us in supporting the Keller Williams Capital District Gala

Ronald McDonald House Charities of the Capital Region, Inc. promotes the health, development and well being of children and their families. They accomplish this through the Ronald McDonald House, a home away from home for families of seriously ill children, and by creating and supporting programs that directly improve the lives of children and their […]

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Title Insurance is not mandatory, but is pretty necessary

New York State law does not require a purchaser of a home to acquire title insurance; however, title insurance is often purchased by the home buyer because it eliminates risks associated with title problems.  New York State’s title insurance rates are subject to prior approval of the Superintendent of Insurance. Typically, if there is a […]

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